Excess Liability Insurance Program

H&N provides Excess Liability Insurance Program for high-end Co-op and Condominium buildings as well as other Commercial exposures. The program is written through a Risk Purchasing Group, which is a group of unrelated companies with similar or related liability risks. We are able to utilize group purchasing power to obtain lower pricing while providing broader coverage and service. As a member of the Risk Purchasing Group, each member has its own liability limit and does not share with any other participant.

Types of Risks Include:

  • Habitational Risks: Rental Properties, Townhouses, Condominiums, Cooperatives and Home Owners Associations (HOA) & Apartment Buildings
  • Commercial Risks: Office, Retail, Strip Malls, Warehousing and Light Manufacturing.

Available Umbrella Limits

  • $ 5,000,000
  • $10,000,000
  • $25,000,000
  • $50,000,000
  • $75,000,000
  • $100,000,000
  • $200,000,000

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