daynurserypreschoolprogram

Property and Liability coverages available on monoline or package basis for day care centers, in-home day care, before and after school programs, sick-child day care, and child care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).

• Building
  
• Contents
  
• Business Income
  
• Basic, Broad, or Special Form
  
• Replacement Cost or Actual Cost Value
  
• Equipment Breakdown
  
• Accounts Receivable
  
• Computer Equipment
  
• Outside Signs
  
• Food Spoilage
  
• Valuable Papers

• Primary limits up to $3,000,000 occurrence/aggregate
  
• Per child premium basis—based on average daily attendance
  
• Excess or Umbrella limits up to $25 million

Included Coverage:

• Additional Interests
  
• Errors & Omissions Coverage Part – Policy Limits
  
• Medical Payments – $5,000 limit
  
• Sexual/Physical Abuse Coverage:
  
• Day Care Centers – $100,000 per claim, $300,000 aggregate
  
• In-Home Day Care – $25,000 per claim, $50,000 aggregate
  
• No deductible required
  
• Loss Prevention brochure available

• Inside the Premises – Theft of Money and Securities,
  

• Robbery or Safe Burglary of Other Property
  

• Outside the Premises
  
  Higher Limits are Available

  Capacity for large, multi-state, multi-location operations