daynurserypreschoolprogram
Day Nursery | Preschool Program
Property and Liability coverages available on monoline or package basis for day care centers, in-home day care, before and after school programs, sick-child day care, and child care associated with other organizations (hotels, clubs, YMCA/YWCA, churches, etc.).
Property Coverage
- Building
- Contents
- Business Income
- Basic, Broad, or Special Form
- Replacement Cost or Actual Cost Value
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Food Spoilage
- Valuable Papers
Commercial General Liability Coverage
- Primary limits up to $3,000,000 occurrence/aggregate
- Per child premium basis—based on average daily attendance
- Excess or Umbrella limits up to $25 million
Included Coverage:
- Additional Interests
- Errors & Omissions Coverage Part – Policy Limits
- Medical Payments – $5,000 limit
- Sexual/Physical Abuse Coverage:
- Day Care Centers – $100,000 per claim, $300,000 aggregate
- In-Home Day Care – $25,000 per claim, $50,000 aggregate
- No deductible required
- Loss Prevention brochure available
Crime Coverage
Inside the Premises – Theft of Money and Securities,
Robbery or Safe Burglary of Other Property
Outside the Premises
Higher Limits are AvailableCapacity for large, multi-state, multi-location operations